BUYER INFORMATION

Homebuyer Tips

#6

#5

#4

#3

#2

#1

Get a home inspection to evaluate the safety, overall condition of your new home.

Before you start house hunting, get pre-approved for a mortgage loan.

Direct all communication with the seller through your real estate agent.

Get the seller to put every component of the deal and any verbal agreement into writing.

Get a home inspection to evaluate the safety, overall condition of your new home.

Come up with a realistic with list - what you can afford in terms of house size, neighborhood, amenities. 

Mortgage Payment Breakdown

YOUR MORTGAGE IS BASED ON A VARIETY OF FACTORS, INCLUDING DOWN PAYMENT, CREDIT SCORE AND PROPERTY TYPE.

Principal

Amount of money borrowed, not including interest, to purchase the home

Interest

Percentage charged for the use of borrowed money

Taxes

Decided by the municipality you live in and is based on the property's value

Insurance

Homeowner's insurance and possibly mortgage insurance, varies by loan product

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